====== Real estate transactions ======

This page and its sub-pages contain institutional knowledge pertaining to real estate transactions. This knowledge pertains to the land titles system and to the registry system--both of which remain active in Ontario. 

===== Index =====

{{indexmenu>:firm:real-estate#4|context hsort}}

===== Land registry offices =====

Ontario's land registry offices are classified by county, with each assigned a number. Documents must be submitted to the appropriate LRO, which may require a search to determine which LRO receives documents for a particular location. Teraview provides a [[https://www.teraview.ca/en/city-town-lro-cross-reference/|free cross-reference search]]. 

===== Key legislation =====

Any lawyer or clerk practising in the field of real estate transactions should be aware of the legislation that may apply to a transaction. This legislation includes the various statutes that define how other professionals are expected to act in the course of a real estate transaction.

//All regulations enacted under these acts may be relevant, and a lawyer or clerk consulting any of these acts should familiarize themselves with the regulations created pursuant to these acts.//

==== Base legislation ====

  * [[https://www.ontario.ca/laws/statute/90l05|Land Titles Act, RSO 1990, c L.5]]
  * [[https://www.ontario.ca/laws/statute/90r20|Registry Act, RSO 1990, c R.20]]
  * [[https://www.ontario.ca/laws/statute/90c34|Conveyancing and Law of Property Act, RSO 1990, c C.34]]
  * [[https://www.ontario.ca/laws/statute/90s19|Statute of Frauds, RSO 1990, c S.19]]
  * [[https://www.ontario.ca/laws/statute/90f29|Fraudulent Conveyances Act, RSO 1990, c F.29]]
  * [[https://www.ontario.ca/laws/statute/90l06|Land Transfer Tax Act, R.S.O. 1990, c L.6]]
  * [[https://www.ontario.ca/laws/statute/90v02|Vendors and Purchasers Act, R.S.O. 1990, c V.2]]
  * [[https://www.ontario.ca/laws/statute/90a33|Assignments and Preferences Act, RSO 1990, c A.33]]

==== Specialized types of property ====

  * [[https://www.ontario.ca/laws/statute/90b04|Beds of Navigable Waters Act, RSO 1990, c B.4]]
  * [[https://laws-lois.justice.gc.ca/eng/acts/n-22/FullText.html|Canadian Navigable Waters Act, RSC 1985, c N-22]]
  * [[https://www.ontario.ca/laws/statute/98c19|Condominium Act, 1998, SO 1998, c 19]]
  * [[https://www.ontario.ca/laws/statute/90c35|Co-operative Corporations Act, RSO 1990, c C.35]]
  * [[https://www.ontario.ca/laws/statute/06r17|Residential Tenancies Act, 2006, SO 2006, c 17]]
  * [[https://www.ontario.ca/laws/statute/90p43|Public Lands Act, RSO 1990, c P.43]]

==== Mortgages ====

  * [[https://laws-lois.justice.gc.ca/eng/acts/b-4/index.html|
Bills of Exchange Act, RSC 1985, c B-4]]
  * [[https://laws-lois.justice.gc.ca/eng/acts/I-15/|Interest Act, RSC 1985, c I-15]]
  * [[https://www.ontario.ca/laws/statute/06m29|Mortgage Brokerages, Lenders and Administrators Act, 2006, SO 2006, c 29]]
  * [[https://www.ontario.ca/laws/statute/90m40|Mortgages Act, RSO 1990, c M.40]]
  * [[https://www.ontario.ca/laws/statute/90u02|Unconscionable Transactions Relief Act, RSO 1990, c U.2]]

==== Division of property ====

  * [[https://www.ontario.ca/laws/statute/90l17|Line Fences Act, RSO 1990, c L.17]]
  * [[https://www.ontario.ca/laws/statute/90p04|Partition Act, RSO 1990, c P.4]]
  * [[https://www.ontario.ca/laws/statute/90p13|Planning Act, RSO 1990, c P.13]]
  * [[https://www.ontario.ca/laws/statute/90r34|Road Access Act, RSO 1990, c R.34]]
  * [[https://www.ontario.ca/laws/statute/90s30|Surveys Act, RSO 1990, c S.30]]
  * [[https://www.ontario.ca/laws/statute/90t08|Tile Drainage Act, RSO 1990, c T.8]]

==== Government intervention in property ====

  * [[https://www.ontario.ca/laws/statute/90e24|Execution Act, RSO 1990, c E.24]]
  * [[https://www.ontario.ca/laws/statute/90e26|Expropriations Act, RSO 1990, c E.26]]
  * [[https://www.ontario.ca/laws/statute/01m25|Municipal Act, 2001, SO 2001, c 25]]
  * [[https://www.ontario.ca/laws/statute/90p50|Public Transportation and Highway Improvement Act, RSO 1990, c P.50]]

==== Construction issues and disputes ====

  * [[https://www.ontario.ca/laws/statute/90c30|Construction Act, RSO 1990, c C.30]]
  * [[https://www.ontario.ca/laws/statute/90o31|Ontario New Home Warranties Plan Act, RSO 1990, c O.31]]
  * [[https://www.ontario.ca/laws/statute/90p10|Personal Property Security Act, RSO 1990, c P.10]]

===== Real estate lookup =====

  * [[https://www.onland.ca/ui/lro/documents|ONLand document search]]
  * [[https://www.condoauthorityontario.ca/condo-registry-search/|CAO condominium registry search]]