====== The Land Titles Act (ON) ====== ====Scope & Application==== * The **Land Titles Act (LTA)** governs land registration in Ontario, ensuring secure ownership and dispute resolution. * Applies to designated parts of Ontario via **land titles divisions**, which remain unchanged by electoral/municipal boundary adjustments (s. 4). * The **Director of Land Registration** oversees land registry offices (s. 8). ====Types of Titles==== - **Absolute Title**: Grants fee simple ownership, free from encumbrances (s. 45). - **Qualified Title**: Includes exceptions (e.g., unresolved claims) noted in the register (s. 37). - **Possessory Title**: Protects against adverse possession claims; allows upgrades to absolute/qualified titles (s. 47). ====Registration Process==== * **First Registration**: Requires title examination, notice to interested parties, and Director of Titles approval (s. 41). * **Amendments**: Entries corrected for errors (e.g., misdescriptions, fraud) or legal changes (s. 75). * **Fee Records**: All fees/instruments must be recorded in approved formats (s. 7). ====Transfers & Charges==== * **Transfers**: Registered owners may transfer land; transferees gain rights subject to registered encumbrances (s. 87). * **Charges**: Mortgages/liens require registration. Chargees with a power of sale may register land sales (s. 99). * **Leasehold Interests**: Registered leasehold land must meet criteria (e.g., no prohibitions on alienation) (s. 38). ====Easements & Encumbrances==== * Easements are registered per the Director’s requirements (s. 39). * Encumbrances (e.g., taxes, liens) are noted on the register (s. 106). ====Fraud & Error Remedies==== * **Land Titles Assurance Fund**: Compensates individuals wrongfully deprived of land due to fraud/errors (s. 57). * Fraudulent instruments may trigger deletions from the register (s. 80). ====Special Provisions==== * **Adverse Possession**: Prohibited for land under the LTA (s. 51). * **Language Requirements**: Non-English instruments require certified translations (s. 84). * **Land Surveys**: The Director may mandate surveys for title accuracy (s. 56). ---- //For specific scenarios (e.g., condominium easements, leasehold upgrades), consult detailed sections (e.g., s. 40 for condos).//